Delaware General Assembly

Signed 6/30/06

The General Assembly has ended, the current status is the final status.

SB 109

5/19/06

Venables

Rep. Maier

Sen. DeLuca, Amick, Henry, Blevins, Marshall, Bunting, Cloutier, McBride, McDowell, Connor, Copeland, F Simpson, Peterson, Sorenson, Sokola
Reps. Atkins, Booth, Buckworth, Carey, Ennis, Fallon, Hall-Long, Stone, Wagner, DiPinto

AN ACT TO AMEND TITLE 6 OF THE DELAWARE CODE RELATING TO THE CLEAN CREDIT AND IDENTITY THEFT PROTECTION ACT.

This Substitute Bill creates protections for Delaware Credit Consumers. This Act will permit consumers to “freeze” access to their credit files. Since identity thieves can only access the credit of their victims upon permitting access to the victim’s credit history, a “credit freeze’ would stop identity theft in its tracks. This credit freeze would be easy to use and available to all consumers. By January 31, 2009, this Bill would require that consumer authorized access to credit histories take no longer than 15 minutes. The Bill also provides an identity theft victim the right to request that a police report be prepared regarding such crimes.

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Takes effect upon being signed into law

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